Legal Terms

Terms & Conditions

Effective Date: September 20, 2026

1. Acceptance of Terms

By registering, accessing, or using the LC Management System (LC Flow™) SaaS platform, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions. If you are entering into this agreement on behalf of a corporation, financial institution, or partnership, you represent that you possess lawful authority to bind said entity.

2. Description of SaaS Services

LC Flow provides cloud software tools for tracking Letters of Credit, auditing documentary compliance against ICC UCP 600 guidelines, ingesting SWIFT messages, and monitoring bank settlement milestones. LC Flow is an informational software tool and does not act as an issuing bank, confirming bank, or nominated payer.

3. Subscriptions, Payments & Cancellations

Access to tiered SaaS capabilities is billed in advance on a monthly or annual subscription cycle via our authorized payment partners (Stripe, PayPro). You may cancel your subscription at any time via your dashboard billing settings; cancellation will take effect at the conclusion of your current billing period.

4. User Representations & Trade Sanctions

You warrant that neither your organization nor any underlying commercial beneficiaries in your monitored Letters of Credit are subject to sanctions administered by OFAC, the European Union, the United Nations, or HM Treasury.

5. Limitation of Liability

In no event shall LC Flow or its directors be liable for indirect, punitive, or consequential damages resulting from banking delays, third-party carrier demurrage, or bank refusal of non-compliant documentary presentations.